All four major banks now forecast rate cuts through 2027 — and lenders have already…
James Zhang23 July 2026
Rate rises have quietly erased the affordability benefit of falling prices — homes are cheaper…
James Zhang2 July 2026
Commercial property is the last geared property play left inside super — and for the…
James Zhang1 July 2026
With residential SMSF borrowing now banned, commercial property is the last leveraged property option left…
James Zhang1 July 2026
The RBA held the cash rate at 4.35% for the fifth consecutive meeting — but…
James Zhang17 June 2026
Everything Australian first home buyers need to know — government grants, stamp duty concessions, loan…
James Zhang14 May 2026
From equity release to construction loans — here's how to finance your home renovation smartly,…
James Zhang14 May 2026
Is your home loan rate still competitive? Refinancing could save you thousands — here's what…
James Zhang14 May 2026
A split home loan divides your mortgage between a fixed and variable rate — giving…
James Zhang14 May 2026
How to use your self-managed super fund (SMSF) to buy investment property in Australia —…
James Zhang14 May 2026
How to buy property in Australia with just a 5–10% deposit — including LMI, government…
James Zhang14 May 2026
Low-doc home loans let self-employed Australians borrow using BAS statements or an accountant's letter instead…
James Zhang14 May 2026
Planning to build a new home or investment property? Here's how construction loans work in…
James Zhang14 May 2026
How does the RBA cash rate affect your home loan repayments? This guide explains the…
James Zhang14 May 2026
What's the difference between a headline interest rate and a comparison rate? This guide explains…
James Zhang14 May 2026
Already own a home? Your equity could be the deposit for your first investment property.…
James Zhang14 May 2026
