We Help Australians Make Smarter Property Finance Decisions
Assembly Finance is a specialist mortgage broking practice focused on helping Australians achieve their property and financial goals. Whether you’re a first home buyer taking your first step onto the property ladder, an experienced investor building a portfolio, or a homeowner looking to refinance to a better deal — we bring the expertise, the lender relationships, and the genuine care to get the right outcome for you.
Our Approach
We believe that the best mortgage advice goes far beyond finding a low rate. A truly great broker understands your goals, your tax position, your long-term financial strategy — and structures your finance accordingly. That’s the difference between a broker who saves you money today and one who helps you build wealth for decades.
We take the time to understand each client’s full financial picture before making any recommendations. We model different scenarios, compare options across our lender panel, and explain our reasoning clearly — so you can make informed decisions with confidence.
Why Property Investors Choose Assembly Finance
Investment property finance is a specialisation — and it’s where we genuinely excel. We understand how loan structure affects tax deductibility, how to sequence lender applications to preserve borrowing capacity across multiple properties, how to use interest-only loans and offset accounts strategically, and how to structure equity access without contaminating tax deductions.
We’ve helped clients build portfolios of five, ten, and more properties — by getting the financial structure right from property one.
Our Free CGT Calculator
We’ve built Australia’s most user-friendly Capital Gains Tax Calculator specifically for property investors. It calculates your exact CGT position including the 50% discount, Medicare levy, marginal tax rate, and optional inflation adjustment — so you always know your after-tax position before making any sale decision. It’s completely free to use.
What We Believe In
Transparency — We’ll always tell you how we’re paid, what options we considered, and why we recommend what we recommend.
Education — A client who understands their finance makes better long-term decisions. We invest time in explaining concepts clearly, not just processing applications.
Genuine best interests — We’re legally obligated to act in your best interests, and we take that obligation seriously. We’ll tell you when refinancing isn’t worth it, when a different lender is better for your situation, and when to wait rather than rush into a decision.
Long-term relationships — We’re not a transactional business. Our goal is to be your trusted finance partner for every property decision you make over the coming years.
Our Services
We assist clients with: first home buyer loans, refinancing, investment property loans, low-doc loans for the self-employed, low deposit home loans, construction loans, bridging loans, SMSF lending, interest-only loans, renovation finance, and home equity access. See our full range of services →
Get in Touch
We’re available for consultations during business hours and by appointment evenings and weekends. There’s no cost for an initial consultation, and absolutely no obligation to proceed.
Email: [email protected]