Small lenders are pricing aggressively below the Big 4 — if you haven’t reviewed your rate recently, you could be leaving real money on the table.
Client Deal of the Week
A recent deal from the Assembly Finance team — smart finance, strong suburb, strong future.
Marsden, QLD 4132
Logan City growth corridor — Investment Purchase
🏦 Financed through Heritage Bank
Ben was buying his first investment property and needed sharp financing to make the numbers work. We locked in 5.64% through Heritage Bank at 80% LVR with no LMI — keeping cash free for the next deal. The real story though is Marsden itself.
Marsden sits in the Logan City corridor — one of South-East Queensland’s fastest-gentrifying areas. New infrastructure, improved amenity, and proximity to the 2032 Brisbane Olympic Games precinct are accelerating the suburb’s transformation from affordable rental stock to a genuine long-term growth market. Logan City has committed hundreds of millions in urban renewal, and analysts project strong capital growth across 2026–2030 as the Olympic build-up drives demand south of Brisbane.
🏟️ 2032 Brisbane Olympics — Infrastructure spend and global attention lifting the entire SEQ corridor
🏗️ Logan Renewal Program — $200M+ urban renewal investment underway, transforming the area’s liveability and property fundamentals
📈 Vacancy below 2% — Tight rental supply with strong interstate migration into South-East Queensland driving sustained rental demand
Property Market Spotlight
Top performing markets for capital growth — sourced from Cotality (CoreLogic) data, March 2026.
Perth, WA
Australia’s standout growth market — still running hot
Hot
Perth continues to lead the nation with 19% annual growth — well above the national average of 6.8% — driven by resource sector employment, interstate migration, and critically low housing supply. Investors entering now are still ahead of the curve before yields compress further.
Market Insights
Key news and developments for Australian property owners and investors this week.
RBA Holds — But More Cuts Expected in Q2
The RBA held the cash rate at 4.10% at its March meeting, but markets are pricing in at least one more cut before June. Trimmed mean inflation is easing faster than expected, and a weakening labour market is giving the board room to move. If you’re on a variable rate, staying close to the market right now could lock in further savings before lenders reprice.
APRA Eyes Debt-to-Income Limits for Investors
APRA is consulting on potential DTI caps that could restrict borrowing for highly leveraged investors — particularly those with debt above 6× income. While no changes are imminent, the signal is clear: investors who move before new restrictions land will have access to more borrowing capacity. Now is the time to assess your position.
This article was originally sent to Assembly Finance clients as an email market update and is republished here for reference. Rates, figures and policy settings were current at the date of publication and may have changed. General information only — not financial advice. Assembly Finance is a Credit Representative of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704).
